We pay our respect to Australia’s First Peoples and to their Elders, past and present. Enjoy worldwide Premier status and pay zero monthly fees. Receive tailored support and exclusive rewards.

Returns are after fund fees and costs, assume reinvestment of any distributions and do not take into account tax paid as an investor in the fund. USD aims to track the performance of the US dollar against the Australian dollar (before fees and expenses). The Index provides exposure to leading ASX-listed companies in a range of tech-related market segments such as information technology, consumer electronics, online retail and medical technology. ATEC aims to track the performance of the S&P/ASX All Technology Index (before fees and expenses).

AQLT aims to track an index (before fees and expenses) that comprises 40 high quality Australian companies. BSUB aims to track the performance of an index (before fees and expenses) that provides exposure to a portfolio of floating rate subordinated bonds issued by the four major Australian banks. BHYB aims to track the performance of an index (before fees and expenses) that provides exposure to a portfolio of listed hybrid securities issued by Australia’s ‘Big 4’ banks. AGVT aims to track the performance of an index (before fees and expenses) that provides exposure to a portfolio of high-quality bonds issued by Australian federal and state governments, and with a component issued by supranationals and sovereign agencies. HBRD aims to provide investors with attractive monthly income from an actively managed diversified portfolio of floating rate hedged credit income instruments including cash investments, senior and subordinated bonds, hybrids and securitised credit.

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• YMAX aims to generate attractive monthly income and reduce the volatility of portfolio returns by implementing an equity income investment strategy over a portfolio of the 20 largest blue-chip shares listed on the ASX.
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Internally, we strive to embody servant leadership principles where our team members understand that everyone is a leader in their own area of influence and we ‘show up’ to support and encourage one another. Externally, we strive to provide the best online customer experience possible. We aim to do the same for all sectors for which we develop products and services. Brendan has curated an executive team with a rich history in both the VET Sector and online training industry to drive Clear to Work’s mission and vision forward. We continue to be pioneers by building new and better ways of delivering outstanding products and services both to the corporate space and to the public. Proud to be Australian owned and operated, Clear to Work was the pioneer in online training for hospitality.

Shareholders delivered a substantial protest vote against the oil and gas producer’s executive pay report at the AGM, pointing to continuing discontent. Construction data firm Hubexo cannot show it lost money as a result of its competitor secretly accessing its database for four years, CoreLogic says. The pressures of the global energy shock have forced Chris Bowen to withdraw from his first major engagement as the UN’s top climate negotiator. Investments in the Betashares products are subject to investment risk and the value of units may go up and down. For all other funds, this amount is expressed as a percentage of the net asset value of the fund. For the Betashares Geared Australian Equity Fund (hedge fund) only, management fees and costs are expressed as a percentage of the gross asset value of the fund.

This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. QMAX aims to provide regular income along with exposure to a portfolio of the top 100 companies listed on the Nasdaq stock market. WRLD aims to provide exposure to a diversified portfolio of global shares, managed to reduce volatility and defend against losses during market downturns. GGUS provides investors with cost-effective geared exposure to the returns of the broad US sharemarket, hedged for currency exposure. For over 20 years, Cliffwater has been at the forefront of private market investing, providing clients with access to proprietary research, indices, and investment solutions.

I must say, as stressful as life is at the moment, I haven’t felt safer than I do with Pepper Money when it comes to my financial assets. Most humane company I’ve ever dealt with, given the brutality of the financial world these days. They were very supportive and answered all the questions and concerns I had. Whether you need speed, options on documentation, or for someone to look beyond your credit score, we deal in real life situations.

Short funds

The Index provides exposure to 500 leading listed US companies, with each holding in the index weighted equally. AUST aims to provide exposure to a diversified portfolio of the largest 200 Australian shares, managed to reduce volatility and defend against losses during market downturns. TIPS are a type of government bond issued by the US Treasury, whose face value and interest payments are adjusted for inflation, as measured by US CPI. Betashares Geared Short US Treasury Bond Currency Hedged Complex ETF provides a simple way to generate magnified returns that are negatively correlated to 10-year US Treasury Bonds on a given day, hedged for currency exposure.

With flexible options to manage your repayments, low fees and quick turnaround times, our car loan options make it easier to get on the road. We understand that financial difficulties can feel overwhelming and that’s why our friendly team is here to support you. Unlike traditional banks, our profit doesn’t go to shareholders, they are reinvested into improving our services, products and banking solutions to support you every step of the way. Enjoy competitive rates, easy online applications, and local support when you need it. Learn how to easily search for unclaimed money, start a claim, check the status of your claim or return unclaimed funds.

“The Salvos made me feel a sense of community and support. Take our 1-minute quiz to work out which Salvation Army financial assistance service is right for you. Avoid costly cash loans and buy now pay later schemes. Our aim is to ensure you feel heard, cared for, respected, and supported to meet your needs.Looking for Christmas food and gift support?

HJPN aims to track the performance of an index (before fees and expenses) that provides diversified exposure to the largest globally competitive Japanese companies, hedged into Australian dollars. HGBL aims to track the performance of an index (before fees and expenses) comprising approximately 1,300 developed markets companies (ex-Australia), hedged into Australian dollars. RBTZ aims to track the performance of an index (before fees and expenses) that includes leading global companies involved in the production or use of robotics and robotics-focused AI products and services. GTUM aims to track the performance of an index (before fees and expenses) comprising a portfolio of global developed markets companies (excluding Australia) with above average momentum scores, as measured by risk-adjusted returns. DRUG aims to track the performance of an index (before fees and expenses) that comprises the largest global healthcare companies (ex-Australia), hedged into Australian dollars.

Work out what you can afford, how to negotiate payment plans, what debts to prioritise, and much more. They don’t lend money or sell you anything and work only in your interest. Our guides are based on the experience of financial counsellors who provide FREE information and advice. Read about ways to tackle your debts one step at a time Our team members are dedicated to the highest ideals of honour and integrity in all relationships and conduct themselves in an ethical manner to merit the respect, trust, and confidence of each other and our sector. At Clear to Work, we regularly reassess and evaluate how we can improve online pokies instant withdrawal australia our products and services to better meet industry needs and proactively evolve our systems and processes to stay at the forefront of the industry.